Montgomery, Prattville and Wetumpka real estate and homes for sale in Alabama - Jere Whitehouse, REALTOR® REALTOR® Logo - NUMBER1EXPERT™ NUMBER1EXPERT™ Logo
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All agents are NOT alike! Find out why I am a top real estate expert. Call me: 334-324-9485.

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Buyers Want Your Home for as Little as Possible.
Are you thinking of selling your home? You should know exactly what it's worth before making such an important decision.
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Testimonials
Beyond The Call Of Duty
"If all Realtors were as nice as Jere, people would sell/buy houses just for the adventure!"
Steve & Debbie Kolar
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TripleCalc
Compare three mortgages at one time. Download TripleCalc now. It's free.

Real Estate - Homes - NUMBER1EXPERTS Sell More!
Jere Whitehouse is one of The Top Selling Real Estate Experts™
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School Reports
See the nation's top rated reports for Schools in Montgomery, Prattville and Wetumpka >


Latest Listings
Get the Latest Listings Before Anyone Else!
As soon as I list another home for sale, I'll email you. You'll know first.
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Affiliates
Lori Harris, Mortgage Broker
Anchor Mortgage (334) 285-5353
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Mortgage Calculators
Welcome > Resources > Mortgage Calculators > Buying Points ...

The Best Mortgage Calculators On the Web! 

Please try my Java loan and mortgage calculators. They take a minute to load, but they are worth it! 

Each calculator has dynamic graphs and charts that change - right before your eyes - as you enter different information. Try each calculator with different interest rates, loan amounts, and payment schedules. 

The mortgage repayment schedule and other reports are fully customizable - just for your home, your interest rate, your loan amount, your taxes, and more. 

Would you like a print out, for your records and future reference? Each calculator includes a View Report button. Click it, hit print, and you have a report, customized just for you... 

Will Buying Points Save You Money?

Should you buy points? Buying points when you close your mortgage can reduce its interest rate, which in turn reduces your monthly payment. But each "point" will cost you 1% of your mortgage balance. This calculator helps you determine if you should pay for points, or use the money to increase your down payment. Click on the "View Report" button to review your information.

This Financial Calculator requires a Browser with Java Support



Definitions

Term
Number of years for this mortgage. Most common terms are 15 years and 30 years.

Mortgage amount
Total balance for your mortgage.

Interest rate
Annual interest rate for this mortgage without purchasing any discount points.

Years in home
The number of years you expect to live in this home or the number of years before you refinance your mortgage.

Principal and interest
Monthly principal and interest (PI) for this mortgage.

Points rate
Annual interest rate for this mortgage with discount points.

Points
The number of discount points you need to receive the lower rate. Each point costs 1% of your mortgage amount.

The mortgage calculators are provided by KJE Computer Solutions, LLC and made available to NUMBER1EXPERT as self-help tools for your independent use and are not intended to provide investment advice. We can't guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.



School Reports in Montgomery, Prattville and Wetumpka, Alabama
"A model of how the Internet can facilitate the process of deciding where to send your children to school"
- America's Best School Profiles by
The Heritage Foundation

Alabama Public, Private and Charter Schools: Compare them using these top-rated, comprehensive reports.
  Schools in Montgomery, Prattville and Wetumpka 



Real Estate Tips
Buyers Remorse >For Sale to SOLD

It takes a lot more than a "For Sale" sign in the front yard, a Multiple Listing entry, and an occasional ad in the classifieds to get a listing sold. When real estate agents sell a house, we sometimes have to "sell" it again and again before the contract is actually signed by the buyers and sellers.

Many events must occur before the closing. The house must be "sold" to the buyers' relatives, the home inspector, the appraiser, and other experts. The buyers must secure a mortgage. At some point during the process, the buyers may go through a serious case of "buyers' remorse" and consider backing out of the transaction. Since the transaction could potentially fall through at any step in the process, you will find the services of a professional real estate agent invaluable. Agents continue to present the house in the best light possible and use thier professional skills to solve any problems that may arise.

See All Tips In The "Buyers Remorse" Category >
See Complete Library Of Hundreds Of Tips In 30+ Categories >

Real Estate Trivia
Q 
How can you give your home the equivalent of sunglasses?

A 
Install low "E" squared glass filters sunlight, saves on energy costs and prevents fading of furniture, drapes and carpets.
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Jere Whitehouse, REALTOR®, real estate agent and broker for Montgomery, Prattville and Wetumpka Alabama home listings, property and land for sale - NUMBER1EXPERT(tm)

Jere Whitehouse - Associate Broker
RE/MAX of Montgomery

4240 CARMICHAEL COURT NORTH
Montgomery, AL 36106
Office: 334-324-9485
Fax: 334-244-2408
jwhitehouse@NUMBER1EXPERT.com

Jere Whitehouse has continually distinguished himself with awards and honors throughout his successful real estate career of over 25 years, all in the Montgomery, Alabama, area. Prior to his affiliation with RE/MAX of Montgomery, Jere worked with other major real estate companies and was consistently the top agent out of three offices and over 80 agents. In 1997, in addition to earning the Top Agent Award for the year, he also earned the prestigious "Ed Lowder Award" for Excellence in service to his clients and his leadership within the company. Since joining RE/MAX of Montgomery, Jere has continued to be a leader in the company, and a well recognized figure in the community. Jere's consistently high volume is a measure of his hard work, dedication and his commitment to serving his valued clients.

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